The stress of starting out in a new career is worsened when student loan payments demand a good portion of the graduate's income. Consolidating all private student loans into one allows borrowers to make one monthly payment, rather than several to different accounts.

Private student loan consolidation can offer several other benefits, depending on the graduate's situation.

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  Members may wish to use their own money to secure a loan at ACMG Federal Credit Union. The member's share account still earns dividends, but a specified share amount ...