Past credit problems make it far more difficult to borrow money. "I have horrible credit and need a loan" accurately summarizes your current predicament. If you have been rejected for credit by the banks, it's time to look elsewhere as there are bad credit lenders that are prepared to advance you the money you need.
Most customers have a very poor credit history so it would be pointless to credit score your application. Really bad credit loans are offered, regardless of the severity of past credit transgressions, on the same terms for all customers. Everyone pays a flat rate of interest; there are no APR tiers.
How Much Do Bad Credit Rating Loans Cost You?
Critics claim that loans for bad credit charge a usury rate of interest, but this fails to take into account that the lender is assisting customers who've been rejected elsewhere. If you urgently need to borrow money with poor credit, you do have options and will be told how much interest you'll pay.
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