According to CreditAction.org, 2262 County Court Judgements (CCJ's) were issued every day during 2008. A CCJ is an adverse credit ruling by a County Court with respect to the non-payment of debt. Adverse credit will be registered at all credit reference agencies for a missed or late payment. It can be difficult for those that have missed payments to get a no credit check adverse credit loan, but they are available on less favourable terms.
Can I Get a No Credit Check Adverse Credit Loan?
MoneyExpert.com stated that 6.25 million applications have been rejected on all forms of credit during the last 6 months. However, there are loans available, including pawnbroker loans, payday loans, doorstep loans, logbook loans and homeowner loans. The rate of interest charged on adverse credit loans will reflect the risk posed to the lender.
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